7

Traditional budgets demand time, discipline, and perfection. Mine requires 10 minutes a week—and actually gets used. It was over 20 years ago that I discovered I needed to consider budgeting for real. Up until then, we kind of floated along. There were new jobs for both of us after graduation. Then came three kids, then the purchase of our first home. Then we moved back … [Read more...] about Why Most Budgets Fail in the First 7 Days (And What I Do in 10 Minutes Instead)