Traditional budgets demand time, discipline, and perfection. Mine requires 10 minutes a week—and actually gets used. It was over 20 years ago that I discovered I needed to consider budgeting for real. Up until then, we kind of floated along. There were new jobs for both of us after graduation. Then came three kids, then the purchase of our first home. Then we moved back … [Read more...] about Why Most Budgets Fail in the First 7 Days (And What I Do in 10 Minutes Instead)
Archives for April 2026
The Most Dangerous Kind of Depression Doesn’t Look Like Depression at All
You show up. You perform. You smile. And because of that, no one—including you—realizes how much energy it takes just to keep going. Even though I am retired, I still spend time each day looking at my email. Often, someone is up before I am, so I am either making coffee or pouring myself a mug. While I don’t have a real calendar, I often make up a short to-do list on the … [Read more...] about The Most Dangerous Kind of Depression Doesn’t Look Like Depression at All
